Employees to review and select benefits by Oct. 28

Open Enrollment began Oct. 14 and closes Oct. 28.

“Open Enrollment is your chance to take charge of your health benefits for 2025,” Executive Director and Chief Human Resources Officer Brian Carter said. “At Sandia, we understand how crucial your benefits are and the importance of having choices that fit your evolving needs.

“Don’t wait. Seize this opportunity to review and select the best plans for you and your family. Explore all the options Sandia provides, and make sure to confirm your choices for the upcoming year. Whether you’re opting for new plans, sticking with your current ones or deciding to waive coverage, act now to ensure you have the coverage you need for a healthy and secure 2025.”

What’s new

Sandia will continue to offer two medical plans: the Health Savings Plan and the Total Health PPO Plan, as well as continue to offer three dental plans and three vision plans from which to choose. Additionally, employees will see the following new benefits.

For both the Health Savings Plan and the Total Health PPO Plan, the lifetime maximum benefit for infertility treatment will increase from $30,000 to $45,000. Employees will also see changes to their Health Savings Plan, depending on their coverages, and can review the comparison chart for 2025 amounts.

The Health Savings Account, available with the Health Savings Plan, has also changed. Per the IRS, in 2025, employees can contribute more to their Health Savings Account, up to $4,300 if they have individual coverage and $8,550 if coverage includes dependents. These maximums include Sandia’s matching contributions.

The Health Savings Account monthly maintenance fee and monthly investment fee will now be waived. Employees will no longer be charged for either. In response to inflation, Sandia has made adjustments to the salary tiers that are used to determine premium rates for 2025. View the 2025 monthly premiums.

How to enroll

To enroll from a Sandia computer or mobile device, employees should visit HR Self Service and navigate to Benefits and Retirement, then Benefit Detail, then Benefit Enrollment. The elections employees make during Open Enrollment are effective from Jan. 1 to Dec. 31, 2025.

Voluntary benefits

Sandia offers a variety of voluntary benefits that make life easier and can save employees money. Some of these extras are available year-round; others such as hospital indemnity insurance, accident insurance, critical illness insurance, short-term disability insurance and legal services can be elected only during Open Enrollment. Legal insurance group ARAG will provide expanded coverage to support Diversity, Equity and Inclusion and expanded family services offered to Sandia members. Visit Sandia Extras to learn more about the voluntary benefits and enroll.

Post-Employment Health Plans Open Enrollment

Open Enrollment dates for Pre-Medicare and Medicare retirees, surviving spouses and long-term disability terminees are Oct. 15 to Dec. 6.

Businessolver will partner with Sandia to provide eligibility and enrollment services for those eligible for post-employment benefits.

Information can be found in the Post-Employment Benefits Portal, including virtual presentations on Oct. 23 and Oct. 30. Call 833-SANDIA1 (726-3421) for questions.